Runoff is a major pathway carrying nutrients from a lake’s surrounding watershed into the water. Rainfall or snowmelt moving over and through soil mobilizes phosphate, nitrate, ammonium, eroded sediment, manure, sewage residues, and fertilizer from farms, lawns, roads, and disturbed land. Streams and drainage systems then concentrate these materials and deliver them to the basin. Groundwater can also provide important nutrients in particular lakes, and direct atmospheric deposition or rainfall contributes nitrogen, but watershed runoff is usually the broad primary source considered in nutrient
Ref:
Ecology: Concepts and Applications, Molles, 9th Ed., Ch. 2-3